How to survive in Modified India

•     Grocery and vegetables: pay by card, or Paytm, get 20 per cent cashback
•     Sweets, chips, biscuits: pay by card, or Paytm, get 20 per cent cashback
•     Petrol: pay by card, or Paytm, get 20 per cent cashback
•     New clothes: Online stores pay by card, get 10-50 per cent off.
•     Children's school fees: Pay by cheque
•     Medicines at Medical stores: pay by card, or Paytm, get 20 per cent cashback
•     Postpaid Telephone bill: Pay through Paytm
•     Prepaid recharge: Pay through ICICI pockets, get 25 per cent cashback
•     Tata sky recharge: Pay through Tata sky Web site
•     Electricity bill: Paid through Paytm
•     Credit card bill: Pay through Web site
•     Plumber: Online transfer to his account
•     Maid's salary: Online transfer to her account
•     Milkman: ask for credit if you are a regular customer.
•     Chicken & Eggs: ask for credit if you are a regular customer.
•     for family dinner at Restaurants; pay by card
•     Paani Puri: wallah: Pay Rs 40 by Paytm

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